Anaomi / My Bills / Privacy Policy
My Bills Privacy Policy
Effective November 16, 2026 · Published by Justin Charles under the Anaomi Entertainment brand (“Anaomi”, “we”)
Summary
- My Bills stores your bills on your iPhone. There are no accounts, no advertising, no analytics and no tracking.
- AI Connect is optional and off by default. If you never turn it on, nothing from the app is sent to our server.
- If you turn it on, an encrypted copy of some of your bill information is stored on our server (hosted by Cloudflare) so the assistants you connect can reach it, only within the permissions you give.
- You can revoke an assistant, or turn AI Connect off and delete the server copy, at any time.
Information on your iPhone
Your bills, due dates, amounts, payments, notes, categories, payday settings and preferences are stored on your device. Without AI Connect, we do not receive them. A backup file you export is a file you control; we do not receive it. The key that identifies your phone to the AI Connect server is kept in the iPhone Keychain on that device.
Your iPhone's own backups (for example iCloud Backup) may include app data under your Apple settings. That is handled by Apple, not by us.
AI Connect (optional)
Turning on AI Connect creates a private space on our server. Nothing is shared with any assistant until you connect one and choose its permissions.
What is sent to our server
- Bill names, categories, the payment-source label you typed for each bill, amounts, due dates, repeat schedules, and whether a bill is archived
- Paid or unpaid status and payment records (date, amount, method)
- Your next two payday dates
- The names and permissions you give each assistant, the requests an assistant makes, and an activity log (assistant name, action, result and time)
- Random identifiers generated on your phone for your private space and for each credential
What is not sent
- Your bill notes
- Your paycheck amount
- Your name, email address, phone number, contacts, location, or advertising or device identifiers (we have no account and do not collect these)
How it is stored and who processes it
The server runs on Cloudflare, Inc. infrastructure (Cloudflare Workers and Durable Objects), which acts as our hosting provider. Stored data is encrypted. The keys needed to open it derive from credentials held by your iPhone and by the assistants you connect; the server keeps only one-way hashes of those credentials. The server decrypts data in memory only while handling a request from your phone or from an assistant you connected. Our server code does not store IP addresses and we have request logging turned off, but Cloudflare processes network requests and keeps infrastructure data as described in its own privacy policy.
We do not sell your information, use it for advertising, or use it to track you.
Who can see it, and what they can do
Only the assistants you connect, and only what their permissions allow. Each assistant has its own key and its own permissions, which you can change at any time:
| Permission | What it allows |
|---|---|
| Due dates | Bill names, categories and when bills are due |
| Amounts | What each bill costs |
| Payment status | Whether bills are paid, partly paid, due or overdue |
| Payment history | The list of payments you recorded |
| Add bills | Ask to create new bills |
| Change bills | Ask to change an existing bill |
| Mark paid | Ask to record a payment |
These permissions are enforced by the server on every request, not only by the app. Changes to existing bills and payments always wait for your approval in the app. Adding a bill waits for your approval by default. An assistant cannot delete a bill and cannot change or remove a payment you already recorded.
The assistants you connect
When an assistant reads your bills, the information it receives goes to that assistant's provider (for example xAI for Grok). That provider's privacy policy and settings apply, not ours, and we do not control what it does with the information. Connect only assistants you trust, and grant only the permissions you need.
Retention and deletion
- Turn off AI Connect (Settings › AI Connect › Turn off) deletes your space on the server, including the stored bill copy, credentials, pending requests and activity log. If your phone is offline at that moment, the app keeps retrying until the deletion succeeds, and assistant keys may keep working until then.
- If you do not open My Bills for 90 days, the server automatically deletes your space.
- The server keeps at most your most recent 100 activity entries and a limited number of pending requests and results.
- Deleting the app does not by itself delete the server copy. Turn off AI Connect first. If you already deleted the app, you can write to us at justincharles@anaomientertainment.com. Because we hold no account or name for you, we may be unable to identify your space; the automatic 90 day deletion will still remove it.
- Data on your iPhone is removed when you delete the app. Exported backup files and your own device or iCloud backups remain until you delete them.
Revoking access
- Reset link gives an assistant a new key; the old one stops working immediately and requests queued through it are discarded.
- Disconnect removes an assistant and its access immediately.
- Turn off removes every assistant and deletes the server copy.
- You can also reduce an assistant's permissions at any time.
Revoking stops further access. It cannot take back information an assistant already read and passed to its provider.
This website and purchases
This website is a set of static pages. It has no accounts, forms, cookies, analytics or advertising, and loads no third-party resources. It is hosted by Cloudflare, which, like any web host, processes visitor IP addresses and request data to deliver pages. If you email us, we receive your email address and message and use them only to respond.
Purchases are processed by Apple through the App Store. We do not receive your payment details.
Changes to this policy
If we change how My Bills handles information, we will update this page and its effective date.
Contact
Questions or requests about privacy: justincharles@anaomientertainment.com. Publisher: Justin Charles.