My Bills Support

On your iPhone, in the app. You do not need an account. The only time any of it leaves your device is if you turn on the optional AI Connect feature (see below) or export a backup file yourself.

No. My Bills has no accounts.

Open Settings › Backup & restore and export a backup file. Save it somewhere you trust, such as the Files app or your own cloud storage. On the new iPhone, install My Bills and import that file. After an import you can undo it. If you restore a full iPhone backup, My Bills data may come back with it, but a backup file from the app is the safest copy.

Deleting My Bills removes its data from that iPhone. Export a backup first if you want to keep it. If you used AI Connect, turn it off before deleting the app (Settings › AI Connect › Turn off) so the server copy is deleted immediately. See the Privacy Policy.

Each bill repeats weekly, every two weeks, monthly, quarterly, yearly, or only once. A bill due at the end of a month stays on the last day of shorter months and returns to its normal day afterwards (for example Jan 31, Feb 28, Mar 31). Changing a bill’s amount or schedule does not change bills you have already paid.

Yes. A partly paid bill shows what is still owed. The full amount stays counted as due until it is paid, so your planning does not over-promise.

With Payday planning on, My Bills takes your paycheck amount and subtracts the bills due from that payday up to the next one. What is left is shown as Safe to spend. It only appears when Payday planning is set up. Bills due before your next payday are not part of it.

Each bill shows its payment history. Past payments are kept as records. Exporting a backup saves all payments in the backup file.

An optional feature, off by default, that lets an AI assistant you choose connect to My Bills. You decide what it can see and do. It is never required to use the app.

You give each assistant separate permissions: see bill names and due dates, see amounts, see paid status, see payment history, add bills, ask to change bills, and ask to mark bills paid. The server enforces these permissions, not just the app screens.

No. Any change to an existing bill, and any payment, waits for your approval in the app. Adding a new bill also waits for your approval by default; you can allow adds without asking for a specific assistant. An assistant can never delete a bill or change or remove a payment you recorded.

Assistants that can connect to a remote MCP server over HTTPS (Streamable HTTP) and send an authorization header, or that can make plain web requests, such as a bot built on the Grok API. Assistants that only support OAuth sign-in or the older SSE-only transport cannot connect yet. Each provider sets up connections differently, so follow the steps shown in the app for your provider.

See the Privacy Policy for the full list. In short: bill names, categories, payment-source labels, amounts, due dates, payment records and your next payday dates, stored encrypted. Never your notes or your paycheck amount.

Settings › AI Connect › choose the assistant. Reset link makes its old key stop working immediately. Disconnect removes it. Turn off (on the AI Connect screen) removes every assistant and deletes the server copy.